Gram Swarojgar Yojana (SGSY
The Swarnjayanti Gram
Swarojgar Yojana (SGSY) is a major self employment scheme launched
in April, 1999. For Groups of Swarozgaris (SHGs), the subsidy would
be at 50% of the cost of the scheme or per capita subsidy of Rs.
10,000/- or Rs. 1.25 lakh, whichever is less. There will be no
monetary limit on subsidy for irrigation projects. Subsidy is back
ended. The SGSY seeks to promote multiple credits rather than a one
– time credit injection.
Under the scheme focus is on group approach. The SHGs
may consist of 10-20 members and in case of minor irrigation, and in
case of disabled persons and difficult areas i.e., dills, deserts
and sparsely populated areas, this number may be from 5-20. Self-
Help Group (SHG) should also be drawn from the BPL list approved by
the Gram Sabha. The SHGs broadly go through three stages of
evolution such as group formation, capital formation through the
revolving fund and skill development and taking up of economic
activity for income generation.
The SHGs can be further strengthened and stabilized by
federating them at say village or cluster of villages or block or
District level depending upon the number of Self Help Groups and
their spatial distribution. DRDAs may facilate in planning of
network of SHGs by federating them at appropriate level, once SHGs
have reached the stage of maturity and have stabilized.